If you have a financial advisor you need to read this-especially if you are one of the 99%. That’s everybody who isn’t a gazillionaire. You may know a few people who fit this bill. Being a 99-percenter just means that you want to do better. In that regard, you’re no different than the 1%. They just have more money and by extension more freedom than you. That doesn’t mean they are any smarter. I know plenty of uber-rich people who are financially inept. You probably do, too. Wh…

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